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You’re Just Getting Started on the Journey!

Fiscal Investor

You’re Not Behind — You’re Just Getting Started

Crush debt, build wealth, and grow roots that last. Start with a 7-day foundation, then follow the Debt-to-Wealth Blueprint™.

Build Your Base: Essential Tools

Know your numbers, protect your buffer, and automate progress.

Debt-to-Wealth Blueprint™

Crush Debt While You Keep Compounding

A 7-step system: Roots (Steps 1–3), Trunk (4–5), Canopy (6–7). Follow the roadmap and turn paid-off payments into an investing snowball.

Market Wisdom Daily

Fast, actionable notes on what’s moving markets.

Daily

Why Low Interest Rates Make Stocks Soar

If you’ve ever wondered why Wall Street cheers when the Fed cuts rates …

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Daily

The 8th Wonder of the World!

Compound interest is like a snowball rolling down a hill – it starts small but grows exponentially as it picks up more snow along the way.  As Einstein said…

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Daily

The Power of Earnings (and Why the P/E Ratio Matters)

Every stock tells a story, but only one thing writes the ending — earnings…

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The Money Minute

One actionable tip per week for smarter decisions.

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30-Minute Budget Refresh

Quick audit: subscriptions, savings rate, and auto-invest checkup.

Learn the Minute →
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APR Reality Check

Why a 20% card trumps most investments — until it’s gone.

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Win by Default

Set auto-invest the day after payday; remove willpower from the loop.

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  • Start Strong this Year

    Money Minute Start the New Year Strong: Your Guide to Savings and Debt Freedom January energy is real — but the win is turning motivation…

  • Tips to Debt Reduction

    Debt Freedom Proven Debt Reduction Tips to Build Financial Freedom Debt isn’t just math — it’s stress, options, and momentum. The goal isn’t perfection. It’s…

  • Bubble or no Bubble

    Market Wisdom USA GDP vs. Stock Market A simple way to visualize the gap between market valuation and economic output using the Market Cap-to-GDP ratio.…

  • Top Investing Mistakes

    Fiscal Investor 20 Most Common Investing Mistakes Most investors don’t fail because they lack intelligence. They fail because of expectations, behavior, and ignoring history. These…

  • Fiscal Guide to Investing

    Fiscal Investor Rules to Investing These are not trading rules. They are survival rules. Built from market history, cycle awareness, and the belief that avoiding…

  • Is it a Top or a Bottom?

    Market Wisdom Market Signs of a Top & Bottom Markets don’t ring a bell at the top or the bottom — but they do leave…

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