Press "Enter" to skip to content

Posts published in September 2023

Patience, Discipline, and Education: Surviving a Challenging Market

Serious businessman thinking hard about investing in a difficult market.  Invest with displince, patience and education
Serious Fiscal Investor thinking hard about investing in a difficult market. Invest with displince, patience and education.

Despite today’s brutal sell-off, with the Dow Jones down 388 points, it is important to focus on the long term. The “Down” Jones is now trading below its 200-day moving average, and half the stocks in the S&P 500 are below their 200-day moving averages. This is a significant number, as it suggests that the overall market is in a downtrend. However, it is important to note that the 200-day moving average is just one technical indicator, and it should not be used in isolation to make investment decisions.

September is notoriously a bad month for the markets, but October has often been the bear killer. October has a bad rap because of the 1987 and 1929 crashes, but it has saved more markets than it has destroyed.

With inflation, unions, Washington budget negotiations, and the political cycle all weighing on the economy, it is more important than ever to invest for the long term. This is not the time to chase the stock/trend of the day.

You could put your money in treasuries and wait for a turnaround, but for the Fiscal Investor, the strategy remains unchanged: investing is a long game.

While the market is currently in a downtrend, there are some positive signs that suggest a recovery may be on the horizon. Inflation is still high but coming down. The labor strikes will be over before we know it. Washington will eventually get a resolution to the budget issues. Additionally, many analysts believe that the Federal Reserve is nearing the end of its interest rate hike cycle, which could provide a boost to the market.

If you are looking to invest in a challenging market, it is important to focus on quality companies with strong fundamentals. Look for companies with sound financials, a long-term track record of profitability, and a competitive advantage. You may also want to consider investing in companies that offer dividends, as this can provide a steady stream of income while you wait for the market to recover.

Investing in a challenging market can be difficult, but it is important to remember that the market has typically always recovered in the long term. The question will be when? It is highly unlikely that the US and the US stock market is down for the count. We know that there are great companies out there and we just need to find them. By focusing on patience, discipline, and education, you can increase your chances of success.

Additional thoughts:

  • The current market downturn presents an opportunity for Fiscal Investors to find undervalued companies. By doing your research and focusing on quality companies with strong fundamentals, you can position yourself to profit when the market eventually rebounds.
  • It is important to have a long-term investment horizon. Don’t try to time the market, as this is a recipe for disaster. Instead, focus on building a portfolio of quality companies that you can hold for many years to come.
  • Don’t panic sell. When the market is down, it is easy to get caught up in the fear and sell your stocks. However, this is often the worst time to sell. Instead, use market downturns as an opportunity to buy more shares of quality companies at a discount.

By following these tips, you can increase your chances of success and thrive in even the most challenging markets.

If you are considering investing, it is important to understand the risks involved. You should also do your own research and consult with a financial advisor to determine if this is the right investment for you.