Becoming a Fiscal Investor- Roadmap

7-Step Quick Start (Foundation)

Hands-on actions to gain control fast.

1. Know your flow: list income & expenses
2. Track spending: 7 days of awareness
3. Build a simple budget that you’ll use
4. Set goals: 1 short, 1 mid, 1 long
5. Tackle high-interest debt (avalanche or snowball)
6. Start an emergency fund (first $1,000 → 3–6 mo.)
7. Automate: savings, bills, and minimums

Flow → Freedom Ladder (5 Levels)

Your long-term journey — the North Star.

• Level 1Flow — Awareness & Alignment
• Level 2Foundation — Stability & Protection
• Level 3Growth — Investing & Compounding
• Level 4Ownership — Strategic Decisions
• Level 5Freedom — Purpose & Prosperity

10-Week Course (Applied)

Weekly modules mapped to the Ladder.

• Week 1: Introduction to Financial Literacy Importance • Terms • Goals — Level 1 (Flow)
• Week 2: Budgeting & Money Management Working budget — Level 1 (Flow)
• Week 3: Banking & Credit Scores • Reports — Level 2 (Foundation)
• Week 6: Tax Planning & Insurance Coverage & basics — Level 2 (Foundation)
• Week 4: Investing Basics Risk & return — Level 3 (Growth)
• Week 5: Retirement Planning 401(k) • IRA — Level 3 (Growth)
• Week 7: Real Estate & Homeownership Rent vs buy — Level 4 (Ownership)
• Week 8: Planning for Life Events Marriage • Kids • Estate — Level 4 (Ownership)
• Week 9: Consumer Awareness & Protection Scams • Rights — Level 5 (Freedom)
• Week 10: Review & Action Plan Recap • Steps — Level 5 (Freedom)