Calculator
Affordability Calculator
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Include rent/mortgage, car, loans, credit cards.
Purchase You’re Considering
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For items like furniture, electronics, travel, etc.
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For subscriptions, loans, or financing.
How this works:
We use Debt-to-Income (DTI) as the primary affordability signal. Under 28% is healthy, 28–36% is manageable, 36–43% is high, and above 43% is typically too risky.
Learn budgeting methods →