Debt Freedom Series
Start here: understand the cost of debt, learn when borrowing helps, and follow a clear path to freedom.
Part 1
Why Debt Is a Dream Killer
The emotional and financial cost of carrying balances—and why payments keep you stuck.
Read Part 1 →Part 2
The Good Kind of Debt
How to use borrowing strategically for assets, income, and opportunities—without getting burned.
Read Part 2 →Part 3
The Path to Debt Freedom
Mindset + methods to pay it off for good—snowball vs. avalanche and building momentum.
Read Part 3 →Debt Reduction Calculator
Build your personalized payoff plan
Debt-to-Income Calculator
Check lender-friendly DTI targets
Ready to turn debt stress into strength? Start the 7-Day Fiscal Foundation and build momentum now.