Jesse Mecham is an American entrepreneur and author. He is best known as the founder of “You Need a Budget” (YNAB), a personal budgeting software and methodology. Mecham developed YNAB to help individuals and families gain control of their finances by following a set of principles that prioritize budgeting, tracking expenses, and living within one’s means.
Jesse Mecham started YNAB as a spreadsheet-based system to manage his own family’s finances in 2004. Over time, he refined the methodology and turned it into a software application. YNAB gained popularity and has since helped millions of people around the world improve their financial well-being.
Mecham has written a book titled “You Need a Budget: The Proven System for Breaking the Paycheck-to-Paycheck Cycle, Getting Out of Debt, and Living the Life You Want.” In the book, he outlines his budgeting principles and provides guidance on managing money effectively.
Jesse Mecham continues to be involved with YNAB and is dedicated to helping individuals and families achieve financial success through budgeting and sound money management practices.