🎯 Get SMART With Your Money!
Turn your financial dreams into reality with goals that actually work
🔑 Your Key to Financial SuccessSpecific 🎯
Get crystal clear on what you want
Vague goals are dreams. Specific goals are plans! Instead of “I want to save money,” nail down the exact details.
“Save money”
“Save $10,000 for a house down payment”
Measurable 📊
Track your wins along the way
If you can’t measure it, you can’t manage it! Put numbers on your goals so you can celebrate progress.
• Pay off $5,000 of credit card debt
• Invest 15% of each paycheck
Achievable 💪
Challenge yourself, but keep it real
Dream big, but plan smart! Your goals should stretch you without breaking you. Consider your actual income and expenses.
“Save $50,000 on a $40,000 salary”
“Save $8,000 this year (20% of income)”
Relevant 🎪
Make it matter to YOUR life
Your goals should align with what YOU actually want in life. Don’t save for a sports car if you dream of early retirement!
• Why does this goal matter to me?
• How does this fit with my values?
Time-bound ⏰
Give yourself a deadline
“Someday” is not a plan! Set a specific deadline to create urgency and keep yourself accountable.
“Pay off debt eventually”
“Pay off $10,000 debt by December 2026”