๐ฏ Get SMART With Your Money!
Turn your financial dreams into reality with goals that actually work
๐ Your Key to Financial SuccessSpecific ๐ฏ
Get crystal clear on what you want
Vague goals are dreams. Specific goals are plans! Instead of “I want to save money,” nail down the exact details.
“Save money”
“Save $10,000 for a house down payment”
Measurable ๐
Track your wins along the way
If you can’t measure it, you can’t manage it! Put numbers on your goals so you can celebrate progress.
โข Pay off $5,000 of credit card debt
โข Invest 15% of each paycheck
Achievable ๐ช
Challenge yourself, but keep it real
Dream big, but plan smart! Your goals should stretch you without breaking you. Consider your actual income and expenses.
“Save $50,000 on a $40,000 salary”
“Save $8,000 this year (20% of income)”
Relevant ๐ช
Make it matter to YOUR life
Your goals should align with what YOU actually want in life. Don’t save for a sports car if you dream of early retirement!
โข Why does this goal matter to me?
โข How does this fit with my values?
Time-bound โฐ
Give yourself a deadline
“Someday” is not a plan! Set a specific deadline to create urgency and keep yourself accountable.
“Pay off debt eventually”
“Pay off $10,000 debt by December 2026”