Press "Enter" to skip to content

You’re Just Getting Started on the Journey- OLD version

Fiscal Investor

You’re Not Behind — You’re Just Getting Started

Crush debt, build wealth, and grow roots that last. Start with a 7-day foundation, then follow the Debt-to-Wealth Blueprint™.

Build Your Base: Essential Tools

Know your numbers, protect your buffer, and automate progress.

Debt-to-Wealth Blueprint™

Crush Debt While You Keep Compounding

A 7-step system: Roots (Steps 1–3), Trunk (4–5), Canopy (6–7). Follow the roadmap and turn paid-off payments into an investing snowball.

Market Wisdom Daily

Fast, actionable notes on what’s moving markets.

Daily

Earnings lead while macro is in blackout

Banks set the tone; watch credit quality, loan demand, and guidance while key government data is delayed…

Read updates →
Daily

Rates, cuts & the valuation lever

Lower discount rates support multiples; keep an eye on margins and revisions into earnings season…

Read updates →
Daily

Tariffs, liquidity & positioning

Policy and liquidity are the swing factors; stay diversified and systematic…

Read updates →

The Money Minute

One actionable tip per week for smarter decisions.

30-Minute Budget Refresh

Quick audit: subscriptions, savings rate, and auto-invest checkup.

Browse tips →

APR Reality Check

Why a 20% card trumps most investments—until it’s gone.

Browse tips →

Win by Default

Set auto-invest the day after payday; remove willpower from the loop.

Browse tips →

Join The Sequoia Newsletter

Weekly insights, calculators, and clear next steps. No hype—just signal.

We respect your privacy. Unsubscribe anytime.
  • Start Strong this Year

    Money Minute Start the New Year Strong: Your Guide to Savings and Debt Freedom January energy is real — but the win is turning motivation…

  • Tips to Debt Reduction

    Debt Freedom Proven Debt Reduction Tips to Build Financial Freedom Debt isn’t just math — it’s stress, options, and momentum. The goal isn’t perfection. It’s…

  • Bubble or no Bubble

    Market Wisdom USA GDP vs. Stock Market A simple way to visualize the gap between market valuation and economic output using the Market Cap-to-GDP ratio.…

  • Top Investing Mistakes

    Fiscal Investor 20 Most Common Investing Mistakes Most investors don’t fail because they lack intelligence. They fail because of expectations, behavior, and ignoring history. These…

  • Fiscal Guide to Investing

    Fiscal Investor Rules to Investing These are not trading rules. They are survival rules. Built from market history, cycle awareness, and the belief that avoiding…

  • Is it a Top or a Bottom?

    Market Wisdom Market Signs of a Top & Bottom Markets don’t ring a bell at the top or the bottom — but they do leave…